Social Security is a cornerstone of financial security for millions of Americans. One of the essential features of Social Security benefits is the annual Cost of Living Adjustment (COLA), which ensures that the purchasing power of benefits keeps up with inflation. Let’s look at how COLA has evolved over the years.

The trade-off between risk and reward is a key part of any investment strategy. But risk means different things to different people. While risk is the key to unlocking greater gains, it can also be a source of sleepless nights and fingernails chewed to the quick. Each of us must find the right balance for our needs.

The media often discusses market volatility using magnitude versus percentage. While both ultimately describe the same thing, magnitude—the number of points a given index rises or falls—is often more sensational. In this article, you can learn more about how our behavioral tendencies affect how we hear and react to news about markets.

The term “stock split” may be one of those financial terms that you’ve seen but never understood, but stock splits are quite simple, and understanding them can be valuable for any investor. Let's explore what stock splits are and why they matter for investors.