No one likes to imagine a time when they might be sick or unable to make decisions for themselves. It ranks alongside cleaning out the garage or scheduling a long-overdue physical—important, but all too easy to postpone. Yet planning for these possibilities can make all the difference.
Last July 4th marked the 250th anniversary of the signing of the Declaration of Independence—a milestone big enough that it’s earned the tongue-twisting name semiquincentennial. To mark the occasion, we thought it fitting to revisit the financial wisdom of one of the document’s own drafters and signers: Benjamin Franklin.
NVIDIA smashed records and analyst predictions in late May 2026 when the company announced quarterly revenue of $81.6 billion. You might have expected great news like this to send the AI chipmaker’s shares soaring. Instead, they fell. That seemingly illogical result illustrates one of the most important ideas in investing: market efficiency.
Most people hold several different jobs over the course of their careers. In fact, the Bureau of Labor Statistics reports that by the time the youngest baby boomers reached age 58, they had worked an average of 12.9 jobs in their adult life. It makes sense, then, that after decades of working and saving for retirement, your nest-egg-in-progress may be scattered across multiple accounts. Add together workplace retirement plans from former employers, a couple of IRAs you opened on your own and perhaps one you inherited, and you may find yourself juggling more accounts than you intended.
Starting in 2026, families can open 530A accounts — also known as "Trump Accounts" — for eligible children under 18. Learn how they work, who qualifies, contribution limits, and how they may factor into long-term family savings.