If you’re lucky, summer has been a chance to unwind, catch up on beach reads, and spend quality time with family and friends before the familiar rhythm of fall resumes. But what happens when there’s no routine to return to? For many, that’s the dream of retirement: endless relaxation, free from the constraints of work. But the reality can be more complicated.

Congress recently passed a sweeping tax and spending policy bill with lots of long-term implications. Much of the news coverage has focused on its difficult legislative path and the potential political, economic, and social consequences. But like many people, you’re probably wondering what this new legislation means for you and your family. The full answer depends on the makeup of your family and the unique details of your finances. We will spend time with each of our clients individually to plot out specific courses of action. In the meantime, we want to highlight a few immediate implications worth considering:

Cyber threats can be highly detrimental to a business, but the proper security measures can keep your data and finances safe. Learn how to protect your company from cyberattacks with these essential steps.

Choosing a health care plan at work can be a bit of a headache—charts comparing premiums, copays, and deductibles aren’t exactly light reading. One option you might have encountered in this process is the high-deductible health plan (HDHP). The name might sound intimidating. After all, who really wants to pay high deductibles? But when paired with a health savings account (HSA), an HDHP can be a powerful tool to help you save for your health care now and your future.

Inheriting money is about much more than just an influx of cash into your bank account. Learn more about the psychology of an inheritance windfall and how you can protect your finances and mental health.